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Long-Term Care Insurance


MATRIX offers Long-term Care Insurance coverage to employees and eligible family members through John Hancock Life Insurance Company. Long-term Care insurance helps provide protection against the high costs of long-term care that can result from the effects of aging, illness or a serious accident.

Important features of the Plan include:

  • Family Eligibility (includes spouses, parents, parents-in-law, grandparents and grandparents-in-law)
  • Employee does not have to elect coverage for eligible family member to apply
  • Guaranteed Acceptance (employees only who enroll when initially eligible)
  • Employee and Dependent Life
  • Return of Premium at Death
  • Waiver of Premium (during certified disability)
  • Tax-Free Benefit
  • 5-Year Rate Lock
  • Portable Coverage (even if employment changes)
  • Payroll Deducted (employee & spouse only)
Employees who elect coverage after their initial eligibility period and spouses, parents, parents-in-law, grandparents, and grandparents-in-law will need to establish proof of good health to receive acceptance into the plan.

Request your enrollment kit today!
Call 1-800-482-0022 or visit the John Hancock Long-term Care Web site at longtermcare.jhancock.com/longtermcare/matrix.

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